Data Deletion Policy

Effective date: November 05, 2025

Overview

This Data Deletion Policy explains how Savvy Spender, owned and operated by RSI, handles requests from registered users to delete their account and associated personal data. By using the app, you acknowledge that account deletion follows the process and timelines described in this policy.

Who This Policy Applies To

This policy applies to registered users who have created an account in Savvy Spender. Data that resides only on your device and is not synced to our servers (if any) is controlled by you through your device settings and is outside the scope of this server-side policy.

How To Request Account Deletion

You may request deletion of your account directly from within the app. Navigate to the account or settings area of the app and choose the option labeled “Delete Account” or similar. You will be asked to confirm your choice before the deletion request is submitted.

What Happens After You Request Deletion

When you confirm an account deletion request:

Your account is flagged for deletion in our systems.
Access to your account may be limited or disabled as we process the request.
Your account and associated data are scheduled for permanent deletion after a retention period of up to ninety (90) days from the date of your request.

Data Covered By Deletion

Subject to the “Legal, Security, And Backup Requirements” section below, the following categories of data associated with your registered account are intended to be deleted at the end of the 90-day retention period:

Account profile information such as your name, email address, and any other contact details stored with your account.
App usage data that is directly linked to your account, such as your saved content, preferences, and settings.
Other personal data that we store which can reasonably be linked to your account identifier in our production systems.

Aggregated or de-identified information that cannot reasonably be linked back to you may be retained and used for analytics, product improvement, or other legitimate business purposes.

90-Day Retention Period

After you request deletion of your account, we retain your account data for up to ninety (90) days before it is permanently removed from our active systems. This retention period exists to:

Help address issues such as accidental or fraudulent deletion requests.
Allow us to respond to payment, subscription, or access disputes related to your account.
Comply with potential legal, regulatory, tax, or audit obligations that may arise shortly after deletion is requested.

During this retention period, your account is not used for active processing such as marketing, personalization, or new analytics about you. The data is held only for the limited purposes described above.

Legal, Security, And Backup Requirements

In certain circumstances, we may be required or permitted to retain specific records beyond the 90-day period, for example:

Where we are obligated to maintain records under applicable law, regulation, or court order.
Where data is needed to investigate or protect against fraud, abuse, or security incidents.
Where data is embedded within system backups that are not routinely accessed in the normal course of business.

Backup copies containing your data will be overwritten and removed according to our standard backup rotation schedules. We do not use backup media for any active processing about you apart from security, continuity, and compliance purposes.

Third-Party App Stores And Billing

If you subscribed or made purchases through a third-party app store (such as the Apple App Store or Google Play), those providers maintain their own transaction and billing records. Deleting your Savvy Spender account does not automatically delete or alter records held by Apple, Google, or other stores, and we do not control their retention practices. You may need to manage your subscriptions and data directly through your app store account settings.

Effect Of Deletion

Once the 90-day retention period has passed and your data is permanently removed from our active systems:

Your account cannot be restored using the same data that was deleted.
You may create a new account, but it will not include any data or history from your previous account.
Any ongoing services that relied on your account will cease to function for that deleted account.

Children’s Data

If we become aware that we have collected personal information from a child in violation of applicable law, we will take steps to delete such information as required. Account deletion requests made by or on behalf of a child will be handled in accordance with this policy and any additional child-protection requirements that apply.

Changes To This Policy

We may update this Data Deletion Policy from time to time. When we do, we will revise the effective date at the top of this page. If changes are material, we may also provide additional notice within the app or by other appropriate means.

Contact

If you have questions about this Data Deletion Policy or need assistance with an account deletion request, please contact us at support@savvyspender.app.